LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,406
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,658
−HK$2,288/mo
Today · 4.125%
HK$76,946
baseline
▲ 0.50% · 4.625%
HK$81,628
+HK$4,682/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$153,892/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,551
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,711
−HK$2,191/mo
Today · 4.125%
HK$84,902
baseline
▲ 0.50% · 4.625%
HK$89,378
+HK$4,476/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$169,804/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,887
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$89,589
−HK$2,746/mo
Today · 4.125%
HK$92,335
baseline
▲ 0.50% · 4.625%
HK$97,954
+HK$5,619/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$184,670/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,661
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,253
−HK$2,630/mo
Today · 4.125%
HK$101,883
baseline
▲ 0.50% · 4.625%
HK$107,253
+HK$5,370/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$203,766/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,368
−HK$6,357/mo
▼ 0.25% · 3.875%
HK$104,521
−HK$3,204/mo
Today · 4.125%
HK$107,725
baseline
▲ 0.50% · 4.625%
HK$114,279
+HK$6,554/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$215,450/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,771
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$115,795
−HK$3,068/mo
Today · 4.125%
HK$118,863
baseline
▲ 0.50% · 4.625%
HK$125,129
+HK$6,266/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$237,726/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,330
−HK$8,173/mo
▼ 0.25% · 3.875%
HK$134,384
−HK$4,119/mo
Today · 4.125%
HK$138,503
baseline
▲ 0.50% · 4.625%
HK$146,931
+HK$8,428/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$277,006/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,991
−HK$7,833/mo
▼ 0.25% · 3.875%
HK$148,880
−HK$3,944/mo
Today · 4.125%
HK$152,824
baseline
▲ 0.50% · 4.625%
HK$160,880
+HK$8,056/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$305,648/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,516 · Scale 2, in force from 26 Feb 2026)