LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,407
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,660
−HK$2,288/mo
Today · 4.125%
HK$76,948
baseline
▲ 0.50% · 4.625%
HK$81,630
+HK$4,682/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$153,896/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,552
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,713
−HK$2,191/mo
Today · 4.125%
HK$84,904
baseline
▲ 0.50% · 4.625%
HK$89,380
+HK$4,476/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$169,808/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,889
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$89,591
−HK$2,746/mo
Today · 4.125%
HK$92,337
baseline
▲ 0.50% · 4.625%
HK$97,956
+HK$5,619/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$184,674/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,663
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,255
−HK$2,630/mo
Today · 4.125%
HK$101,885
baseline
▲ 0.50% · 4.625%
HK$107,256
+HK$5,371/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$203,770/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,370
−HK$6,357/mo
▼ 0.25% · 3.875%
HK$104,523
−HK$3,204/mo
Today · 4.125%
HK$107,727
baseline
▲ 0.50% · 4.625%
HK$114,282
+HK$6,555/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$215,454/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,773
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$115,798
−HK$3,068/mo
Today · 4.125%
HK$118,866
baseline
▲ 0.50% · 4.625%
HK$125,132
+HK$6,266/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$237,732/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,333
−HK$8,173/mo
▼ 0.25% · 3.875%
HK$134,387
−HK$4,119/mo
Today · 4.125%
HK$138,506
baseline
▲ 0.50% · 4.625%
HK$146,934
+HK$8,428/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$277,012/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,994
−HK$7,834/mo
▼ 0.25% · 3.875%
HK$148,883
−HK$3,945/mo
Today · 4.125%
HK$152,828
baseline
▲ 0.50% · 4.625%
HK$160,884
+HK$8,056/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$305,656/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,546 · Scale 2, in force from 26 Feb 2026)