LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,411
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,663
−HK$2,289/mo
Today · 4.125%
HK$76,952
baseline
▲ 0.50% · 4.625%
HK$81,634
+HK$4,682/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$153,904/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,556
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,717
−HK$2,192/mo
Today · 4.125%
HK$84,909
baseline
▲ 0.50% · 4.625%
HK$89,384
+HK$4,475/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$169,818/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,893
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$89,596
−HK$2,746/mo
Today · 4.125%
HK$92,342
baseline
▲ 0.50% · 4.625%
HK$97,961
+HK$5,619/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$184,684/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,668
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,260
−HK$2,630/mo
Today · 4.125%
HK$101,890
baseline
▲ 0.50% · 4.625%
HK$107,261
+HK$5,371/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$203,780/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,375
−HK$6,357/mo
▼ 0.25% · 3.875%
HK$104,529
−HK$3,203/mo
Today · 4.125%
HK$107,732
baseline
▲ 0.50% · 4.625%
HK$114,288
+HK$6,556/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$215,464/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,779
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$115,804
−HK$3,068/mo
Today · 4.125%
HK$118,872
baseline
▲ 0.50% · 4.625%
HK$125,138
+HK$6,266/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$237,744/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,340
−HK$8,173/mo
▼ 0.25% · 3.875%
HK$134,394
−HK$4,119/mo
Today · 4.125%
HK$138,513
baseline
▲ 0.50% · 4.625%
HK$146,941
+HK$8,428/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$277,026/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,349,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,002
−HK$7,834/mo
▼ 0.25% · 3.875%
HK$148,890
−HK$3,946/mo
Today · 4.125%
HK$152,836
baseline
▲ 0.50% · 4.625%
HK$160,892
+HK$8,056/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$305,672/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,349,614 · Scale 2, in force from 26 Feb 2026)