LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,416
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,669
−HK$2,289/mo
Today · 4.125%
HK$76,958
baseline
▲ 0.50% · 4.625%
HK$81,640
+HK$4,682/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$153,916/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,563
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,723
−HK$2,192/mo
Today · 4.125%
HK$84,915
baseline
▲ 0.50% · 4.625%
HK$89,391
+HK$4,476/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$169,830/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,900
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$89,603
−HK$2,746/mo
Today · 4.125%
HK$92,349
baseline
▲ 0.50% · 4.625%
HK$97,968
+HK$5,619/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$184,698/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,675
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$99,268
−HK$2,630/mo
Today · 4.125%
HK$101,898
baseline
▲ 0.50% · 4.625%
HK$107,269
+HK$5,371/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$203,796/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,383
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$104,537
−HK$3,204/mo
Today · 4.125%
HK$107,741
baseline
▲ 0.50% · 4.625%
HK$114,296
+HK$6,555/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$215,482/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,788
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$115,812
−HK$3,069/mo
Today · 4.125%
HK$118,881
baseline
▲ 0.50% · 4.625%
HK$125,148
+HK$6,267/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$237,762/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,350
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$134,404
−HK$4,120/mo
Today · 4.125%
HK$138,524
baseline
▲ 0.50% · 4.625%
HK$146,952
+HK$8,428/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$277,048/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,349,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,013
−HK$7,834/mo
▼ 0.25% · 3.875%
HK$148,902
−HK$3,945/mo
Today · 4.125%
HK$152,847
baseline
▲ 0.50% · 4.625%
HK$160,904
+HK$8,057/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$305,694/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,349,716 · Scale 2, in force from 26 Feb 2026)