LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,417
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,669
−HK$2,289/mo
Today · 4.125%
HK$76,958
baseline
▲ 0.50% · 4.625%
HK$81,641
+HK$4,683/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$153,916/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,563
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,724
−HK$2,192/mo
Today · 4.125%
HK$84,916
baseline
▲ 0.50% · 4.625%
HK$89,392
+HK$4,476/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$169,832/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,900
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$89,603
−HK$2,747/mo
Today · 4.125%
HK$92,350
baseline
▲ 0.50% · 4.625%
HK$97,969
+HK$5,619/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$184,700/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,676
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$99,268
−HK$2,631/mo
Today · 4.125%
HK$101,899
baseline
▲ 0.50% · 4.625%
HK$107,270
+HK$5,371/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$203,798/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,384
−HK$6,357/mo
▼ 0.25% · 3.875%
HK$104,537
−HK$3,204/mo
Today · 4.125%
HK$107,741
baseline
▲ 0.50% · 4.625%
HK$114,297
+HK$6,556/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$215,482/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,788
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$115,813
−HK$3,069/mo
Today · 4.125%
HK$118,882
baseline
▲ 0.50% · 4.625%
HK$125,148
+HK$6,266/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$237,764/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,350
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$134,405
−HK$4,119/mo
Today · 4.125%
HK$138,524
baseline
▲ 0.50% · 4.625%
HK$146,953
+HK$8,429/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$277,048/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,349,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,013
−HK$7,835/mo
▼ 0.25% · 3.875%
HK$148,903
−HK$3,945/mo
Today · 4.125%
HK$152,848
baseline
▲ 0.50% · 4.625%
HK$160,905
+HK$8,057/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$305,696/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,349,724 · Scale 2, in force from 26 Feb 2026)