LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,428
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,681
−HK$2,289/mo
Today · 4.125%
HK$76,970
baseline
▲ 0.50% · 4.625%
HK$81,654
+HK$4,684/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$153,940/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,576
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,737
−HK$2,192/mo
Today · 4.125%
HK$84,929
baseline
▲ 0.50% · 4.625%
HK$89,406
+HK$4,477/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$169,858/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,914
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$89,618
−HK$2,746/mo
Today · 4.125%
HK$92,364
baseline
▲ 0.50% · 4.625%
HK$97,985
+HK$5,621/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$184,728/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,349,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,691
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,284
−HK$2,631/mo
Today · 4.125%
HK$101,915
baseline
▲ 0.50% · 4.625%
HK$107,287
+HK$5,372/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$203,830/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,349,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,400
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$104,554
−HK$3,205/mo
Today · 4.125%
HK$107,759
baseline
▲ 0.50% · 4.625%
HK$114,315
+HK$6,556/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$215,518/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,806
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$115,832
−HK$3,069/mo
Today · 4.125%
HK$118,901
baseline
▲ 0.50% · 4.625%
HK$125,168
+HK$6,267/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$237,802/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,371
−HK$8,176/mo
▼ 0.25% · 3.875%
HK$134,427
−HK$4,120/mo
Today · 4.125%
HK$138,547
baseline
▲ 0.50% · 4.625%
HK$146,977
+HK$8,430/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$277,094/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,349,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,037
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$148,927
−HK$3,946/mo
Today · 4.125%
HK$152,873
baseline
▲ 0.50% · 4.625%
HK$160,931
+HK$8,058/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$305,746/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,349,941 · Scale 2, in force from 26 Feb 2026)