LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,430
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,683
−HK$2,289/mo
Today · 4.125%
HK$76,972
baseline
▲ 0.50% · 4.625%
HK$81,655
+HK$4,683/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$153,944/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,577
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,739
−HK$2,192/mo
Today · 4.125%
HK$84,931
baseline
▲ 0.50% · 4.625%
HK$89,408
+HK$4,477/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$169,862/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,916
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$89,619
−HK$2,747/mo
Today · 4.125%
HK$92,366
baseline
▲ 0.50% · 4.625%
HK$97,986
+HK$5,620/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$184,732/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,349,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,693
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,286
−HK$2,631/mo
Today · 4.125%
HK$101,917
baseline
▲ 0.50% · 4.625%
HK$107,289
+HK$5,372/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$203,834/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,349,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,402
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$104,556
−HK$3,205/mo
Today · 4.125%
HK$107,761
baseline
▲ 0.50% · 4.625%
HK$114,318
+HK$6,557/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$215,522/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,808
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$115,834
−HK$3,069/mo
Today · 4.125%
HK$118,903
baseline
▲ 0.50% · 4.625%
HK$125,171
+HK$6,268/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$237,806/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,374
−HK$8,175/mo
▼ 0.25% · 3.875%
HK$134,429
−HK$4,120/mo
Today · 4.125%
HK$138,549
baseline
▲ 0.50% · 4.625%
HK$146,980
+HK$8,431/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$277,098/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,349,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,039
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$148,929
−HK$3,946/mo
Today · 4.125%
HK$152,875
baseline
▲ 0.50% · 4.625%
HK$160,934
+HK$8,059/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$305,750/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,349,966 · Scale 2, in force from 26 Feb 2026)