LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,432
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,685
−HK$2,289/mo
Today · 4.125%
HK$76,974
baseline
▲ 0.50% · 4.625%
HK$81,658
+HK$4,684/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$153,948/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,350,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,580
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,741
−HK$2,192/mo
Today · 4.125%
HK$84,933
baseline
▲ 0.50% · 4.625%
HK$89,410
+HK$4,477/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$169,866/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,350,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,918
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$89,622
−HK$2,747/mo
Today · 4.125%
HK$92,369
baseline
▲ 0.50% · 4.625%
HK$97,989
+HK$5,620/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$184,738/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,695
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,289
−HK$2,631/mo
Today · 4.125%
HK$101,920
baseline
▲ 0.50% · 4.625%
HK$107,292
+HK$5,372/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$203,840/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,404
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$104,559
−HK$3,204/mo
Today · 4.125%
HK$107,763
baseline
▲ 0.50% · 4.625%
HK$114,321
+HK$6,558/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$215,526/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,811
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$115,837
−HK$3,069/mo
Today · 4.125%
HK$118,906
baseline
▲ 0.50% · 4.625%
HK$125,174
+HK$6,268/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$237,812/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,377
−HK$8,176/mo
▼ 0.25% · 3.875%
HK$134,433
−HK$4,120/mo
Today · 4.125%
HK$138,553
baseline
▲ 0.50% · 4.625%
HK$146,984
+HK$8,431/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$277,106/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,043
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$148,933
−HK$3,946/mo
Today · 4.125%
HK$152,879
baseline
▲ 0.50% · 4.625%
HK$160,938
+HK$8,059/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$305,758/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,001 · Scale 2, in force from 26 Feb 2026)