LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,437
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,690
−HK$2,289/mo
Today · 4.125%
HK$76,979
baseline
▲ 0.50% · 4.625%
HK$81,663
+HK$4,684/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$153,958/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,350,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,585
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,747
−HK$2,192/mo
Today · 4.125%
HK$84,939
baseline
▲ 0.50% · 4.625%
HK$89,416
+HK$4,477/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$169,878/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,350,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,924
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$89,628
−HK$2,747/mo
Today · 4.125%
HK$92,375
baseline
▲ 0.50% · 4.625%
HK$97,996
+HK$5,621/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$184,750/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,703
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,296
−HK$2,631/mo
Today · 4.125%
HK$101,927
baseline
▲ 0.50% · 4.625%
HK$107,300
+HK$5,373/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$203,854/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,412
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$104,566
−HK$3,205/mo
Today · 4.125%
HK$107,771
baseline
▲ 0.50% · 4.625%
HK$114,329
+HK$6,558/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$215,542/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,820
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$115,845
−HK$3,070/mo
Today · 4.125%
HK$118,915
baseline
▲ 0.50% · 4.625%
HK$125,183
+HK$6,268/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$237,830/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,387
−HK$8,176/mo
▼ 0.25% · 3.875%
HK$134,442
−HK$4,121/mo
Today · 4.125%
HK$138,563
baseline
▲ 0.50% · 4.625%
HK$146,994
+HK$8,431/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$277,126/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,054
−HK$7,837/mo
▼ 0.25% · 3.875%
HK$148,944
−HK$3,947/mo
Today · 4.125%
HK$152,891
baseline
▲ 0.50% · 4.625%
HK$160,950
+HK$8,059/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$305,782/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,100 · Scale 2, in force from 26 Feb 2026)