LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,438
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,692
−HK$2,289/mo
Today · 4.125%
HK$76,981
baseline
▲ 0.50% · 4.625%
HK$81,665
+HK$4,684/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$153,962/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,350,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,587
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,748
−HK$2,193/mo
Today · 4.125%
HK$84,941
baseline
▲ 0.50% · 4.625%
HK$89,418
+HK$4,477/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$169,882/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,350,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,926
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$89,630
−HK$2,747/mo
Today · 4.125%
HK$92,377
baseline
▲ 0.50% · 4.625%
HK$97,998
+HK$5,621/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$184,754/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,705
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,298
−HK$2,631/mo
Today · 4.125%
HK$101,929
baseline
▲ 0.50% · 4.625%
HK$107,302
+HK$5,373/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$203,858/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,414
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$104,568
−HK$3,205/mo
Today · 4.125%
HK$107,773
baseline
▲ 0.50% · 4.625%
HK$114,331
+HK$6,558/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$215,546/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,822
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$115,848
−HK$3,069/mo
Today · 4.125%
HK$118,917
baseline
▲ 0.50% · 4.625%
HK$125,186
+HK$6,269/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$237,834/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,389
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$134,445
−HK$4,121/mo
Today · 4.125%
HK$138,566
baseline
▲ 0.50% · 4.625%
HK$146,997
+HK$8,431/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$277,132/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,057
−HK$7,837/mo
▼ 0.25% · 3.875%
HK$148,947
−HK$3,947/mo
Today · 4.125%
HK$152,894
baseline
▲ 0.50% · 4.625%
HK$160,953
+HK$8,059/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$305,788/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,128 · Scale 2, in force from 26 Feb 2026)