LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,443
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,696
−HK$2,290/mo
Today · 4.125%
HK$76,986
baseline
▲ 0.50% · 4.625%
HK$81,670
+HK$4,684/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$153,972/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,350,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,592
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,753
−HK$2,193/mo
Today · 4.125%
HK$84,946
baseline
▲ 0.50% · 4.625%
HK$89,424
+HK$4,478/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$169,892/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,350,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,931
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,635
−HK$2,748/mo
Today · 4.125%
HK$92,383
baseline
▲ 0.50% · 4.625%
HK$98,004
+HK$5,621/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$184,766/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,710
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,304
−HK$2,631/mo
Today · 4.125%
HK$101,935
baseline
▲ 0.50% · 4.625%
HK$107,308
+HK$5,373/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$203,870/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,420
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$104,575
−HK$3,205/mo
Today · 4.125%
HK$107,780
baseline
▲ 0.50% · 4.625%
HK$114,338
+HK$6,558/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$215,560/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,829
−HK$6,095/mo
▼ 0.25% · 3.875%
HK$115,855
−HK$3,069/mo
Today · 4.125%
HK$118,924
baseline
▲ 0.50% · 4.625%
HK$125,193
+HK$6,269/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$237,848/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,397
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$134,453
−HK$4,121/mo
Today · 4.125%
HK$138,574
baseline
▲ 0.50% · 4.625%
HK$147,006
+HK$8,432/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$277,148/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,065
−HK$7,838/mo
▼ 0.25% · 3.875%
HK$148,956
−HK$3,947/mo
Today · 4.125%
HK$152,903
baseline
▲ 0.50% · 4.625%
HK$160,963
+HK$8,060/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$305,806/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,208 · Scale 2, in force from 26 Feb 2026)