LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,444
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,698
−HK$2,289/mo
Today · 4.125%
HK$76,987
baseline
▲ 0.50% · 4.625%
HK$81,672
+HK$4,685/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$153,974/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,594
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,755
−HK$2,193/mo
Today · 4.125%
HK$84,948
baseline
▲ 0.50% · 4.625%
HK$89,426
+HK$4,478/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$169,896/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,933
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,637
−HK$2,748/mo
Today · 4.125%
HK$92,385
baseline
▲ 0.50% · 4.625%
HK$98,006
+HK$5,621/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$184,770/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,712
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,306
−HK$2,631/mo
Today · 4.125%
HK$101,937
baseline
▲ 0.50% · 4.625%
HK$107,311
+HK$5,374/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$203,874/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,422
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$104,577
−HK$3,205/mo
Today · 4.125%
HK$107,782
baseline
▲ 0.50% · 4.625%
HK$114,340
+HK$6,558/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$215,564/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,831
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$115,857
−HK$3,070/mo
Today · 4.125%
HK$118,927
baseline
▲ 0.50% · 4.625%
HK$125,196
+HK$6,269/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$237,854/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,400
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$134,456
−HK$4,121/mo
Today · 4.125%
HK$138,577
baseline
▲ 0.50% · 4.625%
HK$147,009
+HK$8,432/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$277,154/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,069
−HK$7,837/mo
▼ 0.25% · 3.875%
HK$148,959
−HK$3,947/mo
Today · 4.125%
HK$152,906
baseline
▲ 0.50% · 4.625%
HK$160,966
+HK$8,060/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$305,812/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,237 · Scale 2, in force from 26 Feb 2026)