LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,448
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,702
−HK$2,289/mo
Today · 4.125%
HK$76,991
baseline
▲ 0.50% · 4.625%
HK$81,676
+HK$4,685/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$153,982/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,598
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,759
−HK$2,193/mo
Today · 4.125%
HK$84,952
baseline
▲ 0.50% · 4.625%
HK$89,430
+HK$4,478/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$169,904/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,938
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$89,642
−HK$2,747/mo
Today · 4.125%
HK$92,389
baseline
▲ 0.50% · 4.625%
HK$98,011
+HK$5,622/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$184,778/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,717
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$99,311
−HK$2,632/mo
Today · 4.125%
HK$101,943
baseline
▲ 0.50% · 4.625%
HK$107,316
+HK$5,373/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$203,886/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,427
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$104,582
−HK$3,206/mo
Today · 4.125%
HK$107,788
baseline
▲ 0.50% · 4.625%
HK$114,346
+HK$6,558/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$215,576/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,837
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$115,863
−HK$3,070/mo
Today · 4.125%
HK$118,933
baseline
▲ 0.50% · 4.625%
HK$125,202
+HK$6,269/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$237,866/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,406
−HK$8,178/mo
▼ 0.25% · 3.875%
HK$134,463
−HK$4,121/mo
Today · 4.125%
HK$138,584
baseline
▲ 0.50% · 4.625%
HK$147,017
+HK$8,433/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$277,168/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,076
−HK$7,838/mo
▼ 0.25% · 3.875%
HK$148,967
−HK$3,947/mo
Today · 4.125%
HK$152,914
baseline
▲ 0.50% · 4.625%
HK$160,974
+HK$8,060/mo
Deposit HK$3.18M · loan HK$28.59M · min. income ≈ HK$305,828/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,305 · Scale 2, in force from 26 Feb 2026)