LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,450
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,703
−HK$2,290/mo
Today · 4.125%
HK$76,993
baseline
▲ 0.50% · 4.625%
HK$81,678
+HK$4,685/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$153,986/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,599
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,761
−HK$2,193/mo
Today · 4.125%
HK$84,954
baseline
▲ 0.50% · 4.625%
HK$89,432
+HK$4,478/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$169,908/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,939
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,644
−HK$2,747/mo
Today · 4.125%
HK$92,391
baseline
▲ 0.50% · 4.625%
HK$98,013
+HK$5,622/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$184,782/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,719
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$99,313
−HK$2,632/mo
Today · 4.125%
HK$101,945
baseline
▲ 0.50% · 4.625%
HK$107,318
+HK$5,373/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$203,890/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,429
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$104,584
−HK$3,206/mo
Today · 4.125%
HK$107,790
baseline
▲ 0.50% · 4.625%
HK$114,349
+HK$6,559/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$215,580/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,839
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$115,865
−HK$3,070/mo
Today · 4.125%
HK$118,935
baseline
▲ 0.50% · 4.625%
HK$125,205
+HK$6,270/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$237,870/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,409
−HK$8,178/mo
▼ 0.25% · 3.875%
HK$134,466
−HK$4,121/mo
Today · 4.125%
HK$138,587
baseline
▲ 0.50% · 4.625%
HK$147,020
+HK$8,433/mo
Deposit HK$3.18M · loan HK$28.60M · min. income ≈ HK$277,174/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,079
−HK$7,838/mo
▼ 0.25% · 3.875%
HK$148,970
−HK$3,947/mo
Today · 4.125%
HK$152,917
baseline
▲ 0.50% · 4.625%
HK$160,977
+HK$8,060/mo
Deposit HK$3.18M · loan HK$28.60M · min. income ≈ HK$305,834/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,333 · Scale 2, in force from 26 Feb 2026)