LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,451
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,704
−HK$2,290/mo
Today · 4.125%
HK$76,994
baseline
▲ 0.50% · 4.625%
HK$81,679
+HK$4,685/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$153,988/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,601
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,762
−HK$2,193/mo
Today · 4.125%
HK$84,955
baseline
▲ 0.50% · 4.625%
HK$89,433
+HK$4,478/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$169,910/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,941
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,645
−HK$2,748/mo
Today · 4.125%
HK$92,393
baseline
▲ 0.50% · 4.625%
HK$98,015
+HK$5,622/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$184,786/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,721
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,315
−HK$2,631/mo
Today · 4.125%
HK$101,946
baseline
▲ 0.50% · 4.625%
HK$107,320
+HK$5,374/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$203,892/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,431
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$104,586
−HK$3,206/mo
Today · 4.125%
HK$107,792
baseline
▲ 0.50% · 4.625%
HK$114,350
+HK$6,558/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$215,584/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,841
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$115,867
−HK$3,070/mo
Today · 4.125%
HK$118,937
baseline
▲ 0.50% · 4.625%
HK$125,207
+HK$6,270/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$237,874/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,411
−HK$8,178/mo
▼ 0.25% · 3.875%
HK$134,468
−HK$4,121/mo
Today · 4.125%
HK$138,589
baseline
▲ 0.50% · 4.625%
HK$147,022
+HK$8,433/mo
Deposit HK$3.18M · loan HK$28.60M · min. income ≈ HK$277,178/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,081
−HK$7,839/mo
▼ 0.25% · 3.875%
HK$148,972
−HK$3,948/mo
Today · 4.125%
HK$152,920
baseline
▲ 0.50% · 4.625%
HK$160,980
+HK$8,060/mo
Deposit HK$3.18M · loan HK$28.60M · min. income ≈ HK$305,840/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,355 · Scale 2, in force from 26 Feb 2026)