LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,455
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,709
−HK$2,289/mo
Today · 4.125%
HK$76,998
baseline
▲ 0.50% · 4.625%
HK$81,684
+HK$4,686/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$153,996/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,605
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,767
−HK$2,193/mo
Today · 4.125%
HK$84,960
baseline
▲ 0.50% · 4.625%
HK$89,438
+HK$4,478/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$169,920/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,946
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,650
−HK$2,748/mo
Today · 4.125%
HK$92,398
baseline
▲ 0.50% · 4.625%
HK$98,020
+HK$5,622/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$184,796/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,726
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$99,320
−HK$2,632/mo
Today · 4.125%
HK$101,952
baseline
▲ 0.50% · 4.625%
HK$107,326
+HK$5,374/mo
Deposit HK$12.71M · loan HK$19.06M · min. income ≈ HK$203,904/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,437
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$104,592
−HK$3,206/mo
Today · 4.125%
HK$107,798
baseline
▲ 0.50% · 4.625%
HK$114,357
+HK$6,559/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$215,596/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,847
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$115,874
−HK$3,070/mo
Today · 4.125%
HK$118,944
baseline
▲ 0.50% · 4.625%
HK$125,214
+HK$6,270/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$237,888/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,419
−HK$8,178/mo
▼ 0.25% · 3.875%
HK$134,475
−HK$4,122/mo
Today · 4.125%
HK$138,597
baseline
▲ 0.50% · 4.625%
HK$147,030
+HK$8,433/mo
Deposit HK$3.18M · loan HK$28.60M · min. income ≈ HK$277,194/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,089
−HK$7,839/mo
▼ 0.25% · 3.875%
HK$148,981
−HK$3,947/mo
Today · 4.125%
HK$152,928
baseline
▲ 0.50% · 4.625%
HK$160,989
+HK$8,061/mo
Deposit HK$3.18M · loan HK$28.60M · min. income ≈ HK$305,856/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,432 · Scale 2, in force from 26 Feb 2026)