LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,458
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$74,712
−HK$2,290/mo
Today · 4.125%
HK$77,002
baseline
▲ 0.50% · 4.625%
HK$81,687
+HK$4,685/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$154,004/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,609
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,771
−HK$2,193/mo
Today · 4.125%
HK$84,964
baseline
▲ 0.50% · 4.625%
HK$89,443
+HK$4,479/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$169,928/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,950
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,654
−HK$2,748/mo
Today · 4.125%
HK$92,402
baseline
▲ 0.50% · 4.625%
HK$98,025
+HK$5,623/mo
Deposit HK$12.71M · loan HK$19.07M · min. income ≈ HK$184,804/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,731
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$99,325
−HK$2,632/mo
Today · 4.125%
HK$101,957
baseline
▲ 0.50% · 4.625%
HK$107,331
+HK$5,374/mo
Deposit HK$12.71M · loan HK$19.07M · min. income ≈ HK$203,914/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,441
−HK$6,362/mo
▼ 0.25% · 3.875%
HK$104,597
−HK$3,206/mo
Today · 4.125%
HK$107,803
baseline
▲ 0.50% · 4.625%
HK$114,362
+HK$6,559/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$215,606/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,853
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$115,879
−HK$3,071/mo
Today · 4.125%
HK$118,950
baseline
▲ 0.50% · 4.625%
HK$125,220
+HK$6,270/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$237,900/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,425
−HK$8,178/mo
▼ 0.25% · 3.875%
HK$134,482
−HK$4,121/mo
Today · 4.125%
HK$138,603
baseline
▲ 0.50% · 4.625%
HK$147,037
+HK$8,434/mo
Deposit HK$3.18M · loan HK$28.60M · min. income ≈ HK$277,206/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,096
−HK$7,839/mo
▼ 0.25% · 3.875%
HK$148,987
−HK$3,948/mo
Today · 4.125%
HK$152,935
baseline
▲ 0.50% · 4.625%
HK$160,997
+HK$8,062/mo
Deposit HK$3.18M · loan HK$28.60M · min. income ≈ HK$305,870/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,494 · Scale 2, in force from 26 Feb 2026)