LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,462
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$74,716
−HK$2,290/mo
Today · 4.125%
HK$77,006
baseline
▲ 0.50% · 4.625%
HK$81,692
+HK$4,686/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$154,012/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,614
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,776
−HK$2,193/mo
Today · 4.125%
HK$84,969
baseline
▲ 0.50% · 4.625%
HK$89,448
+HK$4,479/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$169,938/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,955
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$89,659
−HK$2,749/mo
Today · 4.125%
HK$92,408
baseline
▲ 0.50% · 4.625%
HK$98,030
+HK$5,622/mo
Deposit HK$12.71M · loan HK$19.07M · min. income ≈ HK$184,816/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,736
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$99,331
−HK$2,632/mo
Today · 4.125%
HK$101,963
baseline
▲ 0.50% · 4.625%
HK$107,337
+HK$5,374/mo
Deposit HK$12.71M · loan HK$19.07M · min. income ≈ HK$203,926/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,447
−HK$6,362/mo
▼ 0.25% · 3.875%
HK$104,603
−HK$3,206/mo
Today · 4.125%
HK$107,809
baseline
▲ 0.50% · 4.625%
HK$114,369
+HK$6,560/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$215,618/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,859
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$115,886
−HK$3,070/mo
Today · 4.125%
HK$118,956
baseline
▲ 0.50% · 4.625%
HK$125,227
+HK$6,271/mo
Deposit HK$9.53M · loan HK$22.24M · min. income ≈ HK$237,912/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,350,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,432
−HK$8,179/mo
▼ 0.25% · 3.875%
HK$134,489
−HK$4,122/mo
Today · 4.125%
HK$138,611
baseline
▲ 0.50% · 4.625%
HK$147,045
+HK$8,434/mo
Deposit HK$3.18M · loan HK$28.60M · min. income ≈ HK$277,222/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,104
−HK$7,840/mo
▼ 0.25% · 3.875%
HK$148,996
−HK$3,948/mo
Today · 4.125%
HK$152,944
baseline
▲ 0.50% · 4.625%
HK$161,006
+HK$8,062/mo
Deposit HK$3.18M · loan HK$28.60M · min. income ≈ HK$305,888/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,570 · Scale 2, in force from 26 Feb 2026)