LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,473
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,728
−HK$2,290/mo
Today · 4.125%
HK$77,018
baseline
▲ 0.50% · 4.625%
HK$81,704
+HK$4,686/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$154,036/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,626
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,788
−HK$2,194/mo
Today · 4.125%
HK$84,982
baseline
▲ 0.50% · 4.625%
HK$89,461
+HK$4,479/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$169,964/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,968
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$89,673
−HK$2,749/mo
Today · 4.125%
HK$92,422
baseline
▲ 0.50% · 4.625%
HK$98,045
+HK$5,623/mo
Deposit HK$12.71M · loan HK$19.07M · min. income ≈ HK$184,844/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,751
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$99,346
−HK$2,632/mo
Today · 4.125%
HK$101,978
baseline
▲ 0.50% · 4.625%
HK$107,354
+HK$5,376/mo
Deposit HK$12.71M · loan HK$19.07M · min. income ≈ HK$203,956/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,463
−HK$6,362/mo
▼ 0.25% · 3.875%
HK$104,619
−HK$3,206/mo
Today · 4.125%
HK$107,825
baseline
▲ 0.50% · 4.625%
HK$114,386
+HK$6,561/mo
Deposit HK$9.53M · loan HK$22.25M · min. income ≈ HK$215,650/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,350,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,876
−HK$6,099/mo
▼ 0.25% · 3.875%
HK$115,904
−HK$3,071/mo
Today · 4.125%
HK$118,975
baseline
▲ 0.50% · 4.625%
HK$125,246
+HK$6,271/mo
Deposit HK$9.53M · loan HK$22.25M · min. income ≈ HK$237,950/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,350,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,452
−HK$8,181/mo
▼ 0.25% · 3.875%
HK$134,510
−HK$4,123/mo
Today · 4.125%
HK$138,633
baseline
▲ 0.50% · 4.625%
HK$147,068
+HK$8,435/mo
Deposit HK$3.18M · loan HK$28.60M · min. income ≈ HK$277,266/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,127
−HK$7,840/mo
▼ 0.25% · 3.875%
HK$149,019
−HK$3,948/mo
Today · 4.125%
HK$152,967
baseline
▲ 0.50% · 4.625%
HK$161,030
+HK$8,063/mo
Deposit HK$3.18M · loan HK$28.60M · min. income ≈ HK$305,934/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,777 · Scale 2, in force from 26 Feb 2026)