LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,476
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,731
−HK$2,290/mo
Today · 4.125%
HK$77,021
baseline
▲ 0.50% · 4.625%
HK$81,708
+HK$4,687/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$154,042/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,629
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,792
−HK$2,193/mo
Today · 4.125%
HK$84,985
baseline
▲ 0.50% · 4.625%
HK$89,465
+HK$4,480/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$169,970/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,972
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$89,677
−HK$2,749/mo
Today · 4.125%
HK$92,426
baseline
▲ 0.50% · 4.625%
HK$98,049
+HK$5,623/mo
Deposit HK$12.71M · loan HK$19.07M · min. income ≈ HK$184,852/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,755
−HK$5,228/mo
▼ 0.25% · 3.875%
HK$99,350
−HK$2,633/mo
Today · 4.125%
HK$101,983
baseline
▲ 0.50% · 4.625%
HK$107,358
+HK$5,375/mo
Deposit HK$12.71M · loan HK$19.07M · min. income ≈ HK$203,966/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,467
−HK$6,363/mo
▼ 0.25% · 3.875%
HK$104,623
−HK$3,207/mo
Today · 4.125%
HK$107,830
baseline
▲ 0.50% · 4.625%
HK$114,391
+HK$6,561/mo
Deposit HK$9.54M · loan HK$22.25M · min. income ≈ HK$215,660/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,350,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,881
−HK$6,099/mo
▼ 0.25% · 3.875%
HK$115,908
−HK$3,072/mo
Today · 4.125%
HK$118,980
baseline
▲ 0.50% · 4.625%
HK$125,251
+HK$6,271/mo
Deposit HK$9.54M · loan HK$22.25M · min. income ≈ HK$237,960/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,350,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,458
−HK$8,180/mo
▼ 0.25% · 3.875%
HK$134,516
−HK$4,122/mo
Today · 4.125%
HK$138,638
baseline
▲ 0.50% · 4.625%
HK$147,074
+HK$8,436/mo
Deposit HK$3.18M · loan HK$28.61M · min. income ≈ HK$277,276/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,133
−HK$7,841/mo
▼ 0.25% · 3.875%
HK$149,025
−HK$3,949/mo
Today · 4.125%
HK$152,974
baseline
▲ 0.50% · 4.625%
HK$161,037
+HK$8,063/mo
Deposit HK$3.18M · loan HK$28.61M · min. income ≈ HK$305,948/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,835 · Scale 2, in force from 26 Feb 2026)