LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,477
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,731
−HK$2,291/mo
Today · 4.125%
HK$77,022
baseline
▲ 0.50% · 4.625%
HK$81,708
+HK$4,686/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$154,044/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,630
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,792
−HK$2,194/mo
Today · 4.125%
HK$84,986
baseline
▲ 0.50% · 4.625%
HK$89,466
+HK$4,480/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$169,972/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,972
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$89,678
−HK$2,748/mo
Today · 4.125%
HK$92,426
baseline
▲ 0.50% · 4.625%
HK$98,050
+HK$5,624/mo
Deposit HK$12.71M · loan HK$19.07M · min. income ≈ HK$184,852/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,756
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$99,351
−HK$2,632/mo
Today · 4.125%
HK$101,983
baseline
▲ 0.50% · 4.625%
HK$107,359
+HK$5,376/mo
Deposit HK$12.71M · loan HK$19.07M · min. income ≈ HK$203,966/mo (50% DSR)
Upfront cash ≈ HK$14.06M (deposit + AVD stamp duty HK$1,350,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,468
−HK$6,363/mo
▼ 0.25% · 3.875%
HK$104,624
−HK$3,207/mo
Today · 4.125%
HK$107,831
baseline
▲ 0.50% · 4.625%
HK$114,392
+HK$6,561/mo
Deposit HK$9.54M · loan HK$22.25M · min. income ≈ HK$215,662/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,350,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,882
−HK$6,098/mo
▼ 0.25% · 3.875%
HK$115,909
−HK$3,071/mo
Today · 4.125%
HK$118,980
baseline
▲ 0.50% · 4.625%
HK$125,252
+HK$6,272/mo
Deposit HK$9.54M · loan HK$22.25M · min. income ≈ HK$237,960/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,350,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,458
−HK$8,181/mo
▼ 0.25% · 3.875%
HK$134,516
−HK$4,123/mo
Today · 4.125%
HK$138,639
baseline
▲ 0.50% · 4.625%
HK$147,075
+HK$8,436/mo
Deposit HK$3.18M · loan HK$28.61M · min. income ≈ HK$277,278/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,134
−HK$7,841/mo
▼ 0.25% · 3.875%
HK$149,026
−HK$3,949/mo
Today · 4.125%
HK$152,975
baseline
▲ 0.50% · 4.625%
HK$161,038
+HK$8,063/mo
Deposit HK$3.18M · loan HK$28.61M · min. income ≈ HK$305,950/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,844 · Scale 2, in force from 26 Feb 2026)