LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,481
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,735
−HK$2,291/mo
Today · 4.125%
HK$77,026
baseline
▲ 0.50% · 4.625%
HK$81,713
+HK$4,687/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$154,052/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,634
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$82,797
−HK$2,194/mo
Today · 4.125%
HK$84,991
baseline
▲ 0.50% · 4.625%
HK$89,471
+HK$4,480/mo
Deposit HK$15.89M · loan HK$15.89M · min. income ≈ HK$169,982/mo (50% DSR)
Upfront cash ≈ HK$17.24M (deposit + AVD stamp duty HK$1,350,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,977
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$89,683
−HK$2,748/mo
Today · 4.125%
HK$92,431
baseline
▲ 0.50% · 4.625%
HK$98,055
+HK$5,624/mo
Deposit HK$12.71M · loan HK$19.07M · min. income ≈ HK$184,862/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,350,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,761
−HK$5,228/mo
▼ 0.25% · 3.875%
HK$99,356
−HK$2,633/mo
Today · 4.125%
HK$101,989
baseline
▲ 0.50% · 4.625%
HK$107,365
+HK$5,376/mo
Deposit HK$12.71M · loan HK$19.07M · min. income ≈ HK$203,978/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,350,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,473
−HK$6,363/mo
▼ 0.25% · 3.875%
HK$104,630
−HK$3,206/mo
Today · 4.125%
HK$107,836
baseline
▲ 0.50% · 4.625%
HK$114,398
+HK$6,562/mo
Deposit HK$9.54M · loan HK$22.25M · min. income ≈ HK$215,672/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,350,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,888
−HK$6,099/mo
▼ 0.25% · 3.875%
HK$115,916
−HK$3,071/mo
Today · 4.125%
HK$118,987
baseline
▲ 0.50% · 4.625%
HK$125,259
+HK$6,272/mo
Deposit HK$9.54M · loan HK$22.25M · min. income ≈ HK$237,974/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,350,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,466
−HK$8,181/mo
▼ 0.25% · 3.875%
HK$134,524
−HK$4,123/mo
Today · 4.125%
HK$138,647
baseline
▲ 0.50% · 4.625%
HK$147,083
+HK$8,436/mo
Deposit HK$3.18M · loan HK$28.61M · min. income ≈ HK$277,294/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,142
−HK$7,841/mo
▼ 0.25% · 3.875%
HK$149,034
−HK$3,949/mo
Today · 4.125%
HK$152,983
baseline
▲ 0.50% · 4.625%
HK$161,047
+HK$8,064/mo
Deposit HK$3.18M · loan HK$28.61M · min. income ≈ HK$305,966/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,350,917 · Scale 2, in force from 26 Feb 2026)