LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,492
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$74,747
−HK$2,291/mo
Today · 4.125%
HK$77,038
baseline
▲ 0.50% · 4.625%
HK$81,725
+HK$4,687/mo
Deposit HK$15.90M · loan HK$15.90M · min. income ≈ HK$154,076/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,351,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,647
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$82,810
−HK$2,194/mo
Today · 4.125%
HK$85,004
baseline
▲ 0.50% · 4.625%
HK$89,484
+HK$4,480/mo
Deposit HK$15.90M · loan HK$15.90M · min. income ≈ HK$170,008/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,351,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,990
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$89,696
−HK$2,750/mo
Today · 4.125%
HK$92,446
baseline
▲ 0.50% · 4.625%
HK$98,071
+HK$5,625/mo
Deposit HK$12.72M · loan HK$19.07M · min. income ≈ HK$184,892/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,351,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,776
−HK$5,229/mo
▼ 0.25% · 3.875%
HK$99,371
−HK$2,634/mo
Today · 4.125%
HK$102,005
baseline
▲ 0.50% · 4.625%
HK$107,381
+HK$5,376/mo
Deposit HK$12.72M · loan HK$19.07M · min. income ≈ HK$204,010/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,351,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,489
−HK$6,364/mo
▼ 0.25% · 3.875%
HK$104,646
−HK$3,207/mo
Today · 4.125%
HK$107,853
baseline
▲ 0.50% · 4.625%
HK$114,416
+HK$6,563/mo
Deposit HK$9.54M · loan HK$22.25M · min. income ≈ HK$215,706/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,351,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,905
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$115,933
−HK$3,072/mo
Today · 4.125%
HK$119,005
baseline
▲ 0.50% · 4.625%
HK$125,278
+HK$6,273/mo
Deposit HK$9.54M · loan HK$22.25M · min. income ≈ HK$238,010/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,351,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,486
−HK$8,182/mo
▼ 0.25% · 3.875%
HK$134,545
−HK$4,123/mo
Today · 4.125%
HK$138,668
baseline
▲ 0.50% · 4.625%
HK$147,106
+HK$8,438/mo
Deposit HK$3.18M · loan HK$28.61M · min. income ≈ HK$277,336/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,351,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,164
−HK$7,843/mo
▼ 0.25% · 3.875%
HK$149,057
−HK$3,950/mo
Today · 4.125%
HK$153,007
baseline
▲ 0.50% · 4.625%
HK$161,072
+HK$8,065/mo
Deposit HK$3.18M · loan HK$28.61M · min. income ≈ HK$306,014/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,351,125 · Scale 2, in force from 26 Feb 2026)