LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,520
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$74,775
−HK$2,292/mo
Today · 4.125%
HK$77,067
baseline
▲ 0.50% · 4.625%
HK$81,757
+HK$4,690/mo
Deposit HK$15.90M · loan HK$15.90M · min. income ≈ HK$154,134/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,351,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,677
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,841
−HK$2,195/mo
Today · 4.125%
HK$85,036
baseline
▲ 0.50% · 4.625%
HK$89,518
+HK$4,482/mo
Deposit HK$15.90M · loan HK$15.90M · min. income ≈ HK$170,072/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,351,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,023
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$89,730
−HK$2,751/mo
Today · 4.125%
HK$92,481
baseline
▲ 0.50% · 4.625%
HK$98,108
+HK$5,627/mo
Deposit HK$12.72M · loan HK$19.08M · min. income ≈ HK$184,962/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,351,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,813
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$99,409
−HK$2,634/mo
Today · 4.125%
HK$102,043
baseline
▲ 0.50% · 4.625%
HK$107,422
+HK$5,379/mo
Deposit HK$12.72M · loan HK$19.08M · min. income ≈ HK$204,086/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,351,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,527
−HK$6,367/mo
▼ 0.25% · 3.875%
HK$104,685
−HK$3,209/mo
Today · 4.125%
HK$107,894
baseline
▲ 0.50% · 4.625%
HK$114,459
+HK$6,565/mo
Deposit HK$9.54M · loan HK$22.26M · min. income ≈ HK$215,788/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,351,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,948
−HK$6,102/mo
▼ 0.25% · 3.875%
HK$115,977
−HK$3,073/mo
Today · 4.125%
HK$119,050
baseline
▲ 0.50% · 4.625%
HK$125,326
+HK$6,276/mo
Deposit HK$9.54M · loan HK$22.26M · min. income ≈ HK$238,100/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,351,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,535
−HK$8,186/mo
▼ 0.25% · 3.875%
HK$134,596
−HK$4,125/mo
Today · 4.125%
HK$138,721
baseline
▲ 0.50% · 4.625%
HK$147,162
+HK$8,441/mo
Deposit HK$3.18M · loan HK$28.62M · min. income ≈ HK$277,442/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,351,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,219
−HK$7,846/mo
▼ 0.25% · 3.875%
HK$149,114
−HK$3,951/mo
Today · 4.125%
HK$153,065
baseline
▲ 0.50% · 4.625%
HK$161,133
+HK$8,068/mo
Deposit HK$3.18M · loan HK$28.62M · min. income ≈ HK$306,130/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,351,639 · Scale 2, in force from 26 Feb 2026)