LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,520
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$74,776
−HK$2,292/mo
Today · 4.125%
HK$77,068
baseline
▲ 0.50% · 4.625%
HK$81,757
+HK$4,689/mo
Deposit HK$15.90M · loan HK$15.90M · min. income ≈ HK$154,136/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,351,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,678
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$82,841
−HK$2,195/mo
Today · 4.125%
HK$85,036
baseline
▲ 0.50% · 4.625%
HK$89,519
+HK$4,483/mo
Deposit HK$15.90M · loan HK$15.90M · min. income ≈ HK$170,072/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,351,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,024
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$89,731
−HK$2,750/mo
Today · 4.125%
HK$92,481
baseline
▲ 0.50% · 4.625%
HK$98,108
+HK$5,627/mo
Deposit HK$12.72M · loan HK$19.08M · min. income ≈ HK$184,962/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,351,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,813
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$99,410
−HK$2,634/mo
Today · 4.125%
HK$102,044
baseline
▲ 0.50% · 4.625%
HK$107,423
+HK$5,379/mo
Deposit HK$12.72M · loan HK$19.08M · min. income ≈ HK$204,088/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,351,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,528
−HK$6,367/mo
▼ 0.25% · 3.875%
HK$104,686
−HK$3,209/mo
Today · 4.125%
HK$107,895
baseline
▲ 0.50% · 4.625%
HK$114,460
+HK$6,565/mo
Deposit HK$9.54M · loan HK$22.26M · min. income ≈ HK$215,790/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,351,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,949
−HK$6,102/mo
▼ 0.25% · 3.875%
HK$115,978
−HK$3,073/mo
Today · 4.125%
HK$119,051
baseline
▲ 0.50% · 4.625%
HK$125,326
+HK$6,275/mo
Deposit HK$9.54M · loan HK$22.26M · min. income ≈ HK$238,102/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,351,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,536
−HK$8,186/mo
▼ 0.25% · 3.875%
HK$134,596
−HK$4,126/mo
Today · 4.125%
HK$138,722
baseline
▲ 0.50% · 4.625%
HK$147,163
+HK$8,441/mo
Deposit HK$3.18M · loan HK$28.62M · min. income ≈ HK$277,444/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,351,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,220
−HK$7,846/mo
▼ 0.25% · 3.875%
HK$149,115
−HK$3,951/mo
Today · 4.125%
HK$153,066
baseline
▲ 0.50% · 4.625%
HK$161,134
+HK$8,068/mo
Deposit HK$3.18M · loan HK$28.62M · min. income ≈ HK$306,132/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,351,645 · Scale 2, in force from 26 Feb 2026)