LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,522
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$74,778
−HK$2,292/mo
Today · 4.125%
HK$77,070
baseline
▲ 0.50% · 4.625%
HK$81,759
+HK$4,689/mo
Deposit HK$15.90M · loan HK$15.90M · min. income ≈ HK$154,140/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,351,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,680
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,844
−HK$2,195/mo
Today · 4.125%
HK$85,039
baseline
▲ 0.50% · 4.625%
HK$89,521
+HK$4,482/mo
Deposit HK$15.90M · loan HK$15.90M · min. income ≈ HK$170,078/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,351,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,026
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$89,733
−HK$2,751/mo
Today · 4.125%
HK$92,484
baseline
▲ 0.50% · 4.625%
HK$98,111
+HK$5,627/mo
Deposit HK$12.72M · loan HK$19.08M · min. income ≈ HK$184,968/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,351,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,816
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$99,412
−HK$2,635/mo
Today · 4.125%
HK$102,047
baseline
▲ 0.50% · 4.625%
HK$107,426
+HK$5,379/mo
Deposit HK$12.72M · loan HK$19.08M · min. income ≈ HK$204,094/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,351,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,531
−HK$6,367/mo
▼ 0.25% · 3.875%
HK$104,689
−HK$3,209/mo
Today · 4.125%
HK$107,898
baseline
▲ 0.50% · 4.625%
HK$114,463
+HK$6,565/mo
Deposit HK$9.54M · loan HK$22.26M · min. income ≈ HK$215,796/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,351,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,952
−HK$6,102/mo
▼ 0.25% · 3.875%
HK$115,981
−HK$3,073/mo
Today · 4.125%
HK$119,054
baseline
▲ 0.50% · 4.625%
HK$125,330
+HK$6,276/mo
Deposit HK$9.54M · loan HK$22.26M · min. income ≈ HK$238,108/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,351,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,539
−HK$8,186/mo
▼ 0.25% · 3.875%
HK$134,600
−HK$4,125/mo
Today · 4.125%
HK$138,725
baseline
▲ 0.50% · 4.625%
HK$147,167
+HK$8,442/mo
Deposit HK$3.18M · loan HK$28.62M · min. income ≈ HK$277,450/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,351,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,224
−HK$7,846/mo
▼ 0.25% · 3.875%
HK$149,119
−HK$3,951/mo
Today · 4.125%
HK$153,070
baseline
▲ 0.50% · 4.625%
HK$161,138
+HK$8,068/mo
Deposit HK$3.18M · loan HK$28.62M · min. income ≈ HK$306,140/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,351,682 · Scale 2, in force from 26 Feb 2026)