LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,524
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$74,780
−HK$2,292/mo
Today · 4.125%
HK$77,072
baseline
▲ 0.50% · 4.625%
HK$81,762
+HK$4,690/mo
Deposit HK$15.90M · loan HK$15.90M · min. income ≈ HK$154,144/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,351,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,682
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,846
−HK$2,195/mo
Today · 4.125%
HK$85,041
baseline
▲ 0.50% · 4.625%
HK$89,524
+HK$4,483/mo
Deposit HK$15.90M · loan HK$15.90M · min. income ≈ HK$170,082/mo (50% DSR)
Upfront cash ≈ HK$17.25M (deposit + AVD stamp duty HK$1,351,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,029
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$89,736
−HK$2,750/mo
Today · 4.125%
HK$92,486
baseline
▲ 0.50% · 4.625%
HK$98,114
+HK$5,628/mo
Deposit HK$12.72M · loan HK$19.08M · min. income ≈ HK$184,972/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,351,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,819
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$99,415
−HK$2,635/mo
Today · 4.125%
HK$102,050
baseline
▲ 0.50% · 4.625%
HK$107,429
+HK$5,379/mo
Deposit HK$12.72M · loan HK$19.08M · min. income ≈ HK$204,100/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,351,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,534
−HK$6,367/mo
▼ 0.25% · 3.875%
HK$104,692
−HK$3,209/mo
Today · 4.125%
HK$107,901
baseline
▲ 0.50% · 4.625%
HK$114,466
+HK$6,565/mo
Deposit HK$9.54M · loan HK$22.26M · min. income ≈ HK$215,802/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,351,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,955
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$115,985
−HK$3,073/mo
Today · 4.125%
HK$119,058
baseline
▲ 0.50% · 4.625%
HK$125,334
+HK$6,276/mo
Deposit HK$9.54M · loan HK$22.26M · min. income ≈ HK$238,116/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,351,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,543
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$134,604
−HK$4,126/mo
Today · 4.125%
HK$138,730
baseline
▲ 0.50% · 4.625%
HK$147,171
+HK$8,441/mo
Deposit HK$3.18M · loan HK$28.62M · min. income ≈ HK$277,460/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,351,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,228
−HK$7,846/mo
▼ 0.25% · 3.875%
HK$149,123
−HK$3,951/mo
Today · 4.125%
HK$153,074
baseline
▲ 0.50% · 4.625%
HK$161,143
+HK$8,069/mo
Deposit HK$3.18M · loan HK$28.62M · min. income ≈ HK$306,148/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,351,722 · Scale 2, in force from 26 Feb 2026)