LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,529
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$74,785
−HK$2,292/mo
Today · 4.125%
HK$77,077
baseline
▲ 0.50% · 4.625%
HK$81,767
+HK$4,690/mo
Deposit HK$15.90M · loan HK$15.90M · min. income ≈ HK$154,154/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,351,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,687
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,851
−HK$2,196/mo
Today · 4.125%
HK$85,047
baseline
▲ 0.50% · 4.625%
HK$89,530
+HK$4,483/mo
Deposit HK$15.90M · loan HK$15.90M · min. income ≈ HK$170,094/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,351,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,034
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$89,742
−HK$2,750/mo
Today · 4.125%
HK$92,492
baseline
▲ 0.50% · 4.625%
HK$98,120
+HK$5,628/mo
Deposit HK$12.72M · loan HK$19.08M · min. income ≈ HK$184,984/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,351,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,825
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$99,422
−HK$2,634/mo
Today · 4.125%
HK$102,056
baseline
▲ 0.50% · 4.625%
HK$107,435
+HK$5,379/mo
Deposit HK$12.72M · loan HK$19.08M · min. income ≈ HK$204,112/mo (50% DSR)
Upfront cash ≈ HK$14.07M (deposit + AVD stamp duty HK$1,351,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,540
−HK$6,367/mo
▼ 0.25% · 3.875%
HK$104,699
−HK$3,208/mo
Today · 4.125%
HK$107,907
baseline
▲ 0.50% · 4.625%
HK$114,473
+HK$6,566/mo
Deposit HK$9.54M · loan HK$22.27M · min. income ≈ HK$215,814/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,351,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,962
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$115,992
−HK$3,073/mo
Today · 4.125%
HK$119,065
baseline
▲ 0.50% · 4.625%
HK$125,341
+HK$6,276/mo
Deposit HK$9.54M · loan HK$22.27M · min. income ≈ HK$238,130/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$1,351,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,551
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$134,612
−HK$4,126/mo
Today · 4.125%
HK$138,738
baseline
▲ 0.50% · 4.625%
HK$147,180
+HK$8,442/mo
Deposit HK$3.18M · loan HK$28.63M · min. income ≈ HK$277,476/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,351,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,237
−HK$7,847/mo
▼ 0.25% · 3.875%
HK$149,132
−HK$3,952/mo
Today · 4.125%
HK$153,084
baseline
▲ 0.50% · 4.625%
HK$161,153
+HK$8,069/mo
Deposit HK$3.18M · loan HK$28.63M · min. income ≈ HK$306,168/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,351,807 · Scale 2, in force from 26 Feb 2026)