LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,545
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,802
−HK$2,292/mo
Today · 4.125%
HK$77,094
baseline
▲ 0.50% · 4.625%
HK$81,785
+HK$4,691/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$154,188/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,352,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,706
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,870
−HK$2,196/mo
Today · 4.125%
HK$85,066
baseline
▲ 0.50% · 4.625%
HK$89,550
+HK$4,484/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$170,132/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,352,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,054
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$89,762
−HK$2,751/mo
Today · 4.125%
HK$92,513
baseline
▲ 0.50% · 4.625%
HK$98,142
+HK$5,629/mo
Deposit HK$12.73M · loan HK$19.09M · min. income ≈ HK$185,026/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,847
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$99,444
−HK$2,635/mo
Today · 4.125%
HK$102,079
baseline
▲ 0.50% · 4.625%
HK$107,460
+HK$5,381/mo
Deposit HK$12.73M · loan HK$19.09M · min. income ≈ HK$204,158/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,563
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$104,722
−HK$3,210/mo
Today · 4.125%
HK$107,932
baseline
▲ 0.50% · 4.625%
HK$114,499
+HK$6,567/mo
Deposit HK$9.54M · loan HK$22.27M · min. income ≈ HK$215,864/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,988
−HK$6,104/mo
▼ 0.25% · 3.875%
HK$116,018
−HK$3,074/mo
Today · 4.125%
HK$119,092
baseline
▲ 0.50% · 4.625%
HK$125,370
+HK$6,278/mo
Deposit HK$9.54M · loan HK$22.27M · min. income ≈ HK$238,184/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,581
−HK$8,189/mo
▼ 0.25% · 3.875%
HK$134,643
−HK$4,127/mo
Today · 4.125%
HK$138,770
baseline
▲ 0.50% · 4.625%
HK$147,214
+HK$8,444/mo
Deposit HK$3.18M · loan HK$28.63M · min. income ≈ HK$277,540/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,352,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,270
−HK$7,849/mo
▼ 0.25% · 3.875%
HK$149,166
−HK$3,953/mo
Today · 4.125%
HK$153,119
baseline
▲ 0.50% · 4.625%
HK$161,190
+HK$8,071/mo
Deposit HK$3.18M · loan HK$28.63M · min. income ≈ HK$306,238/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,352,114 · Scale 2, in force from 26 Feb 2026)