LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,547
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$74,804
−HK$2,293/mo
Today · 4.125%
HK$77,097
baseline
▲ 0.50% · 4.625%
HK$81,788
+HK$4,691/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$154,194/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,352,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,708
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,873
−HK$2,195/mo
Today · 4.125%
HK$85,068
baseline
▲ 0.50% · 4.625%
HK$89,552
+HK$4,484/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$170,136/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,352,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,057
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$89,765
−HK$2,751/mo
Today · 4.125%
HK$92,516
baseline
▲ 0.50% · 4.625%
HK$98,145
+HK$5,629/mo
Deposit HK$12.73M · loan HK$19.09M · min. income ≈ HK$185,032/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,850
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$99,447
−HK$2,635/mo
Today · 4.125%
HK$102,082
baseline
▲ 0.50% · 4.625%
HK$107,463
+HK$5,381/mo
Deposit HK$12.73M · loan HK$19.09M · min. income ≈ HK$204,164/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,566
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$104,725
−HK$3,210/mo
Today · 4.125%
HK$107,935
baseline
▲ 0.50% · 4.625%
HK$114,503
+HK$6,568/mo
Deposit HK$9.54M · loan HK$22.27M · min. income ≈ HK$215,870/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,991
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$116,022
−HK$3,074/mo
Today · 4.125%
HK$119,096
baseline
▲ 0.50% · 4.625%
HK$125,373
+HK$6,277/mo
Deposit HK$9.54M · loan HK$22.27M · min. income ≈ HK$238,192/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,585
−HK$8,189/mo
▼ 0.25% · 3.875%
HK$134,647
−HK$4,127/mo
Today · 4.125%
HK$138,774
baseline
▲ 0.50% · 4.625%
HK$147,218
+HK$8,444/mo
Deposit HK$3.18M · loan HK$28.63M · min. income ≈ HK$277,548/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,352,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,274
−HK$7,849/mo
▼ 0.25% · 3.875%
HK$149,171
−HK$3,952/mo
Today · 4.125%
HK$153,123
baseline
▲ 0.50% · 4.625%
HK$161,194
+HK$8,071/mo
Deposit HK$3.18M · loan HK$28.63M · min. income ≈ HK$306,246/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,352,153 · Scale 2, in force from 26 Feb 2026)