LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,553
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$74,810
−HK$2,293/mo
Today · 4.125%
HK$77,103
baseline
▲ 0.50% · 4.625%
HK$81,794
+HK$4,691/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$154,206/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,352,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,715
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,879
−HK$2,196/mo
Today · 4.125%
HK$85,075
baseline
▲ 0.50% · 4.625%
HK$89,560
+HK$4,485/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$170,150/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,352,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,064
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$89,772
−HK$2,751/mo
Today · 4.125%
HK$92,523
baseline
▲ 0.50% · 4.625%
HK$98,153
+HK$5,630/mo
Deposit HK$12.73M · loan HK$19.09M · min. income ≈ HK$185,046/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,858
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$99,455
−HK$2,636/mo
Today · 4.125%
HK$102,091
baseline
▲ 0.50% · 4.625%
HK$107,472
+HK$5,381/mo
Deposit HK$12.73M · loan HK$19.09M · min. income ≈ HK$204,182/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,574
−HK$6,370/mo
▼ 0.25% · 3.875%
HK$104,734
−HK$3,210/mo
Today · 4.125%
HK$107,944
baseline
▲ 0.50% · 4.625%
HK$114,512
+HK$6,568/mo
Deposit HK$9.55M · loan HK$22.27M · min. income ≈ HK$215,888/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,001
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$116,031
−HK$3,075/mo
Today · 4.125%
HK$119,106
baseline
▲ 0.50% · 4.625%
HK$125,384
+HK$6,278/mo
Deposit HK$9.55M · loan HK$22.27M · min. income ≈ HK$238,212/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,596
−HK$8,189/mo
▼ 0.25% · 3.875%
HK$134,658
−HK$4,127/mo
Today · 4.125%
HK$138,785
baseline
▲ 0.50% · 4.625%
HK$147,230
+HK$8,445/mo
Deposit HK$3.18M · loan HK$28.64M · min. income ≈ HK$277,570/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,352,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,286
−HK$7,850/mo
▼ 0.25% · 3.875%
HK$149,183
−HK$3,953/mo
Today · 4.125%
HK$153,136
baseline
▲ 0.50% · 4.625%
HK$161,208
+HK$8,072/mo
Deposit HK$3.18M · loan HK$28.64M · min. income ≈ HK$306,272/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,352,265 · Scale 2, in force from 26 Feb 2026)