LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,557
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$74,814
−HK$2,293/mo
Today · 4.125%
HK$77,107
baseline
▲ 0.50% · 4.625%
HK$81,798
+HK$4,691/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$154,214/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,352,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,719
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$82,883
−HK$2,197/mo
Today · 4.125%
HK$85,080
baseline
▲ 0.50% · 4.625%
HK$89,564
+HK$4,484/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$170,160/mo (50% DSR)
Upfront cash ≈ HK$17.26M (deposit + AVD stamp duty HK$1,352,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,068
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$89,776
−HK$2,752/mo
Today · 4.125%
HK$92,528
baseline
▲ 0.50% · 4.625%
HK$98,158
+HK$5,630/mo
Deposit HK$12.73M · loan HK$19.09M · min. income ≈ HK$185,056/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,862
−HK$5,234/mo
▼ 0.25% · 3.875%
HK$99,460
−HK$2,636/mo
Today · 4.125%
HK$102,096
baseline
▲ 0.50% · 4.625%
HK$107,477
+HK$5,381/mo
Deposit HK$12.73M · loan HK$19.09M · min. income ≈ HK$204,192/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,579
−HK$6,370/mo
▼ 0.25% · 3.875%
HK$104,739
−HK$3,210/mo
Today · 4.125%
HK$107,949
baseline
▲ 0.50% · 4.625%
HK$114,518
+HK$6,569/mo
Deposit HK$9.55M · loan HK$22.27M · min. income ≈ HK$215,898/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,006
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$116,037
−HK$3,074/mo
Today · 4.125%
HK$119,111
baseline
▲ 0.50% · 4.625%
HK$125,390
+HK$6,279/mo
Deposit HK$9.55M · loan HK$22.27M · min. income ≈ HK$238,222/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,602
−HK$8,190/mo
▼ 0.25% · 3.875%
HK$134,665
−HK$4,127/mo
Today · 4.125%
HK$138,792
baseline
▲ 0.50% · 4.625%
HK$147,237
+HK$8,445/mo
Deposit HK$3.18M · loan HK$28.64M · min. income ≈ HK$277,584/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,352,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,294
−HK$7,849/mo
▼ 0.25% · 3.875%
HK$149,190
−HK$3,953/mo
Today · 4.125%
HK$153,143
baseline
▲ 0.50% · 4.625%
HK$161,216
+HK$8,073/mo
Deposit HK$3.18M · loan HK$28.64M · min. income ≈ HK$306,286/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$1,352,331 · Scale 2, in force from 26 Feb 2026)