LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,570
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$74,828
−HK$2,293/mo
Today · 4.125%
HK$77,121
baseline
▲ 0.50% · 4.625%
HK$81,814
+HK$4,693/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$154,242/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,734
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$82,899
−HK$2,196/mo
Today · 4.125%
HK$85,095
baseline
▲ 0.50% · 4.625%
HK$89,581
+HK$4,486/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$170,190/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,084
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$89,793
−HK$2,752/mo
Today · 4.125%
HK$92,545
baseline
▲ 0.50% · 4.625%
HK$98,176
+HK$5,631/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$185,090/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,880
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$99,479
−HK$2,636/mo
Today · 4.125%
HK$102,115
baseline
▲ 0.50% · 4.625%
HK$107,497
+HK$5,382/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$204,230/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,598
−HK$6,372/mo
▼ 0.25% · 3.875%
HK$104,759
−HK$3,211/mo
Today · 4.125%
HK$107,970
baseline
▲ 0.50% · 4.625%
HK$114,539
+HK$6,569/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$215,940/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,027
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$116,059
−HK$3,075/mo
Today · 4.125%
HK$119,134
baseline
▲ 0.50% · 4.625%
HK$125,413
+HK$6,279/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$238,268/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,627
−HK$8,191/mo
▼ 0.25% · 3.875%
HK$134,690
−HK$4,128/mo
Today · 4.125%
HK$138,818
baseline
▲ 0.50% · 4.625%
HK$147,265
+HK$8,447/mo
Deposit HK$3.18M · loan HK$28.64M · min. income ≈ HK$277,636/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,321
−HK$7,851/mo
▼ 0.25% · 3.875%
HK$149,218
−HK$3,954/mo
Today · 4.125%
HK$153,172
baseline
▲ 0.50% · 4.625%
HK$161,246
+HK$8,074/mo
Deposit HK$3.18M · loan HK$28.64M · min. income ≈ HK$306,344/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,584 · Scale 2, in force from 26 Feb 2026)