LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,576
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$74,834
−HK$2,293/mo
Today · 4.125%
HK$77,127
baseline
▲ 0.50% · 4.625%
HK$81,820
+HK$4,693/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$154,254/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,740
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,906
−HK$2,196/mo
Today · 4.125%
HK$85,102
baseline
▲ 0.50% · 4.625%
HK$89,588
+HK$4,486/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$170,204/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,091
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$89,800
−HK$2,753/mo
Today · 4.125%
HK$92,553
baseline
▲ 0.50% · 4.625%
HK$98,184
+HK$5,631/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$185,106/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,888
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$99,487
−HK$2,636/mo
Today · 4.125%
HK$102,123
baseline
▲ 0.50% · 4.625%
HK$107,506
+HK$5,383/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$204,246/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,607
−HK$6,371/mo
▼ 0.25% · 3.875%
HK$104,767
−HK$3,211/mo
Today · 4.125%
HK$107,978
baseline
▲ 0.50% · 4.625%
HK$114,548
+HK$6,570/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$215,956/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,036
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$116,068
−HK$3,075/mo
Today · 4.125%
HK$119,143
baseline
▲ 0.50% · 4.625%
HK$125,423
+HK$6,280/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$238,286/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,637
−HK$8,192/mo
▼ 0.25% · 3.875%
HK$134,700
−HK$4,129/mo
Today · 4.125%
HK$138,829
baseline
▲ 0.50% · 4.625%
HK$147,276
+HK$8,447/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$277,658/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,332
−HK$7,852/mo
▼ 0.25% · 3.875%
HK$149,230
−HK$3,954/mo
Today · 4.125%
HK$153,184
baseline
▲ 0.50% · 4.625%
HK$161,259
+HK$8,075/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$306,368/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,692 · Scale 2, in force from 26 Feb 2026)