LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,578
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,836
−HK$2,294/mo
Today · 4.125%
HK$77,130
baseline
▲ 0.50% · 4.625%
HK$81,823
+HK$4,693/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$154,260/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,743
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,908
−HK$2,197/mo
Today · 4.125%
HK$85,105
baseline
▲ 0.50% · 4.625%
HK$89,591
+HK$4,486/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$170,210/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,094
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$89,803
−HK$2,753/mo
Today · 4.125%
HK$92,556
baseline
▲ 0.50% · 4.625%
HK$98,188
+HK$5,632/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$185,112/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,891
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$99,490
−HK$2,636/mo
Today · 4.125%
HK$102,126
baseline
▲ 0.50% · 4.625%
HK$107,509
+HK$5,383/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$204,252/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,610
−HK$6,372/mo
▼ 0.25% · 3.875%
HK$104,770
−HK$3,212/mo
Today · 4.125%
HK$107,982
baseline
▲ 0.50% · 4.625%
HK$114,552
+HK$6,570/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$215,964/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,040
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$116,072
−HK$3,075/mo
Today · 4.125%
HK$119,147
baseline
▲ 0.50% · 4.625%
HK$125,428
+HK$6,281/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$238,294/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,641
−HK$8,193/mo
▼ 0.25% · 3.875%
HK$134,705
−HK$4,129/mo
Today · 4.125%
HK$138,834
baseline
▲ 0.50% · 4.625%
HK$147,281
+HK$8,447/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$277,668/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,337
−HK$7,852/mo
▼ 0.25% · 3.875%
HK$149,235
−HK$3,954/mo
Today · 4.125%
HK$153,189
baseline
▲ 0.50% · 4.625%
HK$161,264
+HK$8,075/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$306,378/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,736 · Scale 2, in force from 26 Feb 2026)