LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,579
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$74,837
−HK$2,293/mo
Today · 4.125%
HK$77,130
baseline
▲ 0.50% · 4.625%
HK$81,824
+HK$4,694/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$154,260/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,743
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$82,909
−HK$2,197/mo
Today · 4.125%
HK$85,106
baseline
▲ 0.50% · 4.625%
HK$89,592
+HK$4,486/mo
Deposit HK$15.91M · loan HK$15.91M · min. income ≈ HK$170,212/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,095
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$89,804
−HK$2,752/mo
Today · 4.125%
HK$92,556
baseline
▲ 0.50% · 4.625%
HK$98,188
+HK$5,632/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$185,112/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,892
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$99,491
−HK$2,636/mo
Today · 4.125%
HK$102,127
baseline
▲ 0.50% · 4.625%
HK$107,510
+HK$5,383/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$204,254/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,611
−HK$6,371/mo
▼ 0.25% · 3.875%
HK$104,771
−HK$3,211/mo
Today · 4.125%
HK$107,982
baseline
▲ 0.50% · 4.625%
HK$114,553
+HK$6,571/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$215,964/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,041
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$116,072
−HK$3,076/mo
Today · 4.125%
HK$119,148
baseline
▲ 0.50% · 4.625%
HK$125,428
+HK$6,280/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$238,296/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,642
−HK$8,193/mo
▼ 0.25% · 3.875%
HK$134,706
−HK$4,129/mo
Today · 4.125%
HK$138,835
baseline
▲ 0.50% · 4.625%
HK$147,282
+HK$8,447/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$277,670/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,338
−HK$7,852/mo
▼ 0.25% · 3.875%
HK$149,236
−HK$3,954/mo
Today · 4.125%
HK$153,190
baseline
▲ 0.50% · 4.625%
HK$161,265
+HK$8,075/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$306,380/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,746 · Scale 2, in force from 26 Feb 2026)