LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,581
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,839
−HK$2,294/mo
Today · 4.125%
HK$77,133
baseline
▲ 0.50% · 4.625%
HK$81,826
+HK$4,693/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$154,266/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,746
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,912
−HK$2,196/mo
Today · 4.125%
HK$85,108
baseline
▲ 0.50% · 4.625%
HK$89,595
+HK$4,487/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$170,216/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,098
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$89,807
−HK$2,752/mo
Today · 4.125%
HK$92,559
baseline
▲ 0.50% · 4.625%
HK$98,191
+HK$5,632/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$185,118/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,895
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$99,494
−HK$2,636/mo
Today · 4.125%
HK$102,130
baseline
▲ 0.50% · 4.625%
HK$107,513
+HK$5,383/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$204,260/mo (50% DSR)
Upfront cash ≈ HK$14.08M (deposit + AVD stamp duty HK$1,352,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,614
−HK$6,372/mo
▼ 0.25% · 3.875%
HK$104,775
−HK$3,211/mo
Today · 4.125%
HK$107,986
baseline
▲ 0.50% · 4.625%
HK$114,557
+HK$6,571/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$215,972/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,044
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$116,076
−HK$3,076/mo
Today · 4.125%
HK$119,152
baseline
▲ 0.50% · 4.625%
HK$125,432
+HK$6,280/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$238,304/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,646
−HK$8,193/mo
▼ 0.25% · 3.875%
HK$134,710
−HK$4,129/mo
Today · 4.125%
HK$138,839
baseline
▲ 0.50% · 4.625%
HK$147,287
+HK$8,448/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$277,678/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,343
−HK$7,852/mo
▼ 0.25% · 3.875%
HK$149,241
−HK$3,954/mo
Today · 4.125%
HK$153,195
baseline
▲ 0.50% · 4.625%
HK$161,270
+HK$8,075/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$306,390/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,789 · Scale 2, in force from 26 Feb 2026)