LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,583
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$74,841
−HK$2,293/mo
Today · 4.125%
HK$77,134
baseline
▲ 0.50% · 4.625%
HK$81,828
+HK$4,694/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$154,268/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,748
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,913
−HK$2,197/mo
Today · 4.125%
HK$85,110
baseline
▲ 0.50% · 4.625%
HK$89,596
+HK$4,486/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$170,220/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,099
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$89,809
−HK$2,752/mo
Today · 4.125%
HK$92,561
baseline
▲ 0.50% · 4.625%
HK$98,193
+HK$5,632/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$185,122/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,352,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,897
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$99,496
−HK$2,636/mo
Today · 4.125%
HK$102,132
baseline
▲ 0.50% · 4.625%
HK$107,516
+HK$5,384/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$204,264/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,352,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,616
−HK$6,372/mo
▼ 0.25% · 3.875%
HK$104,777
−HK$3,211/mo
Today · 4.125%
HK$107,988
baseline
▲ 0.50% · 4.625%
HK$114,559
+HK$6,571/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$215,976/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,047
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$116,079
−HK$3,075/mo
Today · 4.125%
HK$119,154
baseline
▲ 0.50% · 4.625%
HK$125,435
+HK$6,281/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$238,308/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,649
−HK$8,193/mo
▼ 0.25% · 3.875%
HK$134,713
−HK$4,129/mo
Today · 4.125%
HK$138,842
baseline
▲ 0.50% · 4.625%
HK$147,290
+HK$8,448/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$277,684/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,346
−HK$7,852/mo
▼ 0.25% · 3.875%
HK$149,244
−HK$3,954/mo
Today · 4.125%
HK$153,198
baseline
▲ 0.50% · 4.625%
HK$161,274
+HK$8,076/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$306,396/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,818 · Scale 2, in force from 26 Feb 2026)