LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,584
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$74,841
−HK$2,294/mo
Today · 4.125%
HK$77,135
baseline
▲ 0.50% · 4.625%
HK$81,829
+HK$4,694/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$154,270/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,749
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,914
−HK$2,197/mo
Today · 4.125%
HK$85,111
baseline
▲ 0.50% · 4.625%
HK$89,597
+HK$4,486/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$170,222/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,100
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$89,810
−HK$2,752/mo
Today · 4.125%
HK$92,562
baseline
▲ 0.50% · 4.625%
HK$98,195
+HK$5,633/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$185,124/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,352,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,898
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$99,497
−HK$2,636/mo
Today · 4.125%
HK$102,133
baseline
▲ 0.50% · 4.625%
HK$107,517
+HK$5,384/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$204,266/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,352,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,617
−HK$6,372/mo
▼ 0.25% · 3.875%
HK$104,778
−HK$3,211/mo
Today · 4.125%
HK$107,989
baseline
▲ 0.50% · 4.625%
HK$114,560
+HK$6,571/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$215,978/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,048
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$116,080
−HK$3,076/mo
Today · 4.125%
HK$119,156
baseline
▲ 0.50% · 4.625%
HK$125,436
+HK$6,280/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$238,312/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,651
−HK$8,192/mo
▼ 0.25% · 3.875%
HK$134,715
−HK$4,128/mo
Today · 4.125%
HK$138,843
baseline
▲ 0.50% · 4.625%
HK$147,292
+HK$8,449/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$277,686/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,347
−HK$7,853/mo
▼ 0.25% · 3.875%
HK$149,246
−HK$3,954/mo
Today · 4.125%
HK$153,200
baseline
▲ 0.50% · 4.625%
HK$161,275
+HK$8,075/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$306,400/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,833 · Scale 2, in force from 26 Feb 2026)