LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,585
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,843
−HK$2,294/mo
Today · 4.125%
HK$77,137
baseline
▲ 0.50% · 4.625%
HK$81,831
+HK$4,694/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$154,274/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,750
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$82,916
−HK$2,197/mo
Today · 4.125%
HK$85,113
baseline
▲ 0.50% · 4.625%
HK$89,599
+HK$4,486/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$170,226/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,102
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$89,812
−HK$2,752/mo
Today · 4.125%
HK$92,564
baseline
▲ 0.50% · 4.625%
HK$98,197
+HK$5,633/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$185,128/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,352,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,900
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$99,499
−HK$2,637/mo
Today · 4.125%
HK$102,136
baseline
▲ 0.50% · 4.625%
HK$107,519
+HK$5,383/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$204,272/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,352,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,619
−HK$6,373/mo
▼ 0.25% · 3.875%
HK$104,780
−HK$3,212/mo
Today · 4.125%
HK$107,992
baseline
▲ 0.50% · 4.625%
HK$114,563
+HK$6,571/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$215,984/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,051
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$116,082
−HK$3,076/mo
Today · 4.125%
HK$119,158
baseline
▲ 0.50% · 4.625%
HK$125,439
+HK$6,281/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$238,316/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,653
−HK$8,194/mo
▼ 0.25% · 3.875%
HK$134,718
−HK$4,129/mo
Today · 4.125%
HK$138,847
baseline
▲ 0.50% · 4.625%
HK$147,295
+HK$8,448/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$277,694/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,351
−HK$7,853/mo
▼ 0.25% · 3.875%
HK$149,249
−HK$3,955/mo
Today · 4.125%
HK$153,204
baseline
▲ 0.50% · 4.625%
HK$161,279
+HK$8,075/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$306,408/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,863 · Scale 2, in force from 26 Feb 2026)