LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,588
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,846
−HK$2,294/mo
Today · 4.125%
HK$77,140
baseline
▲ 0.50% · 4.625%
HK$81,833
+HK$4,693/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$154,280/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,753
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$82,919
−HK$2,197/mo
Today · 4.125%
HK$85,116
baseline
▲ 0.50% · 4.625%
HK$89,603
+HK$4,487/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$170,232/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,352,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,105
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$89,815
−HK$2,753/mo
Today · 4.125%
HK$92,568
baseline
▲ 0.50% · 4.625%
HK$98,200
+HK$5,632/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$185,136/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,352,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,904
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$99,503
−HK$2,636/mo
Today · 4.125%
HK$102,139
baseline
▲ 0.50% · 4.625%
HK$107,523
+HK$5,384/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$204,278/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,352,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,623
−HK$6,372/mo
▼ 0.25% · 3.875%
HK$104,784
−HK$3,211/mo
Today · 4.125%
HK$107,995
baseline
▲ 0.50% · 4.625%
HK$114,567
+HK$6,572/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$215,990/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,054
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$116,086
−HK$3,076/mo
Today · 4.125%
HK$119,162
baseline
▲ 0.50% · 4.625%
HK$125,444
+HK$6,282/mo
Deposit HK$9.55M · loan HK$22.28M · min. income ≈ HK$238,324/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,352,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,658
−HK$8,193/mo
▼ 0.25% · 3.875%
HK$134,722
−HK$4,129/mo
Today · 4.125%
HK$138,851
baseline
▲ 0.50% · 4.625%
HK$147,300
+HK$8,449/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$277,702/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,356
−HK$7,853/mo
▼ 0.25% · 3.875%
HK$149,254
−HK$3,955/mo
Today · 4.125%
HK$153,209
baseline
▲ 0.50% · 4.625%
HK$161,285
+HK$8,076/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$306,418/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,352,908 · Scale 2, in force from 26 Feb 2026)