LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,597
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,855
−HK$2,294/mo
Today · 4.125%
HK$77,149
baseline
▲ 0.50% · 4.625%
HK$81,844
+HK$4,695/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$154,298/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,353,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,763
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,929
−HK$2,198/mo
Today · 4.125%
HK$85,127
baseline
▲ 0.50% · 4.625%
HK$89,614
+HK$4,487/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$170,254/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,353,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,116
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$89,826
−HK$2,753/mo
Today · 4.125%
HK$92,579
baseline
▲ 0.50% · 4.625%
HK$98,212
+HK$5,633/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$185,158/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,916
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$99,515
−HK$2,637/mo
Today · 4.125%
HK$102,152
baseline
▲ 0.50% · 4.625%
HK$107,536
+HK$5,384/mo
Deposit HK$12.73M · loan HK$19.10M · min. income ≈ HK$204,304/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,635
−HK$6,374/mo
▼ 0.25% · 3.875%
HK$104,797
−HK$3,212/mo
Today · 4.125%
HK$108,009
baseline
▲ 0.50% · 4.625%
HK$114,581
+HK$6,572/mo
Deposit HK$9.55M · loan HK$22.29M · min. income ≈ HK$216,018/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,353,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,068
−HK$6,109/mo
▼ 0.25% · 3.875%
HK$116,101
−HK$3,076/mo
Today · 4.125%
HK$119,177
baseline
▲ 0.50% · 4.625%
HK$125,459
+HK$6,282/mo
Deposit HK$9.55M · loan HK$22.29M · min. income ≈ HK$238,354/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$1,353,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,674
−HK$8,195/mo
▼ 0.25% · 3.875%
HK$134,739
−HK$4,130/mo
Today · 4.125%
HK$138,869
baseline
▲ 0.50% · 4.625%
HK$147,318
+HK$8,449/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$277,738/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,374
−HK$7,854/mo
▼ 0.25% · 3.875%
HK$149,273
−HK$3,955/mo
Today · 4.125%
HK$153,228
baseline
▲ 0.50% · 4.625%
HK$161,305
+HK$8,077/mo
Deposit HK$3.18M · loan HK$28.65M · min. income ≈ HK$306,456/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,078 · Scale 2, in force from 26 Feb 2026)