LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,606
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,864
−HK$2,295/mo
Today · 4.125%
HK$77,159
baseline
▲ 0.50% · 4.625%
HK$81,853
+HK$4,694/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$154,318/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,353,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,773
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,939
−HK$2,198/mo
Today · 4.125%
HK$85,137
baseline
▲ 0.50% · 4.625%
HK$89,625
+HK$4,488/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$170,274/mo (50% DSR)
Upfront cash ≈ HK$17.27M (deposit + AVD stamp duty HK$1,353,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,127
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$89,837
−HK$2,753/mo
Today · 4.125%
HK$92,590
baseline
▲ 0.50% · 4.625%
HK$98,224
+HK$5,634/mo
Deposit HK$12.74M · loan HK$19.10M · min. income ≈ HK$185,180/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,928
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$99,527
−HK$2,637/mo
Today · 4.125%
HK$102,164
baseline
▲ 0.50% · 4.625%
HK$107,549
+HK$5,385/mo
Deposit HK$12.74M · loan HK$19.10M · min. income ≈ HK$204,328/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,648
−HK$6,374/mo
▼ 0.25% · 3.875%
HK$104,810
−HK$3,212/mo
Today · 4.125%
HK$108,022
baseline
▲ 0.50% · 4.625%
HK$114,595
+HK$6,573/mo
Deposit HK$9.55M · loan HK$22.29M · min. income ≈ HK$216,044/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,082
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$116,115
−HK$3,077/mo
Today · 4.125%
HK$119,192
baseline
▲ 0.50% · 4.625%
HK$125,474
+HK$6,282/mo
Deposit HK$9.55M · loan HK$22.29M · min. income ≈ HK$238,384/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,690
−HK$8,195/mo
▼ 0.25% · 3.875%
HK$134,755
−HK$4,130/mo
Today · 4.125%
HK$138,885
baseline
▲ 0.50% · 4.625%
HK$147,336
+HK$8,451/mo
Deposit HK$3.18M · loan HK$28.66M · min. income ≈ HK$277,770/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,391
−HK$7,855/mo
▼ 0.25% · 3.875%
HK$149,291
−HK$3,955/mo
Today · 4.125%
HK$153,246
baseline
▲ 0.50% · 4.625%
HK$161,324
+HK$8,078/mo
Deposit HK$3.18M · loan HK$28.66M · min. income ≈ HK$306,492/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,241 · Scale 2, in force from 26 Feb 2026)