LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,612
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,871
−HK$2,294/mo
Today · 4.125%
HK$77,165
baseline
▲ 0.50% · 4.625%
HK$81,861
+HK$4,696/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$154,330/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,780
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,946
−HK$2,198/mo
Today · 4.125%
HK$85,144
baseline
▲ 0.50% · 4.625%
HK$89,632
+HK$4,488/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$170,288/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,134
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$89,845
−HK$2,753/mo
Today · 4.125%
HK$92,598
baseline
▲ 0.50% · 4.625%
HK$98,233
+HK$5,635/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$185,196/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,936
−HK$5,237/mo
▼ 0.25% · 3.875%
HK$99,536
−HK$2,637/mo
Today · 4.125%
HK$102,173
baseline
▲ 0.50% · 4.625%
HK$107,559
+HK$5,386/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$204,346/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,657
−HK$6,374/mo
▼ 0.25% · 3.875%
HK$104,819
−HK$3,212/mo
Today · 4.125%
HK$108,031
baseline
▲ 0.50% · 4.625%
HK$114,605
+HK$6,574/mo
Deposit HK$9.55M · loan HK$22.29M · min. income ≈ HK$216,062/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,092
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$116,125
−HK$3,077/mo
Today · 4.125%
HK$119,202
baseline
▲ 0.50% · 4.625%
HK$125,485
+HK$6,283/mo
Deposit HK$9.55M · loan HK$22.29M · min. income ≈ HK$238,404/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,701
−HK$8,196/mo
▼ 0.25% · 3.875%
HK$134,767
−HK$4,130/mo
Today · 4.125%
HK$138,897
baseline
▲ 0.50% · 4.625%
HK$147,349
+HK$8,452/mo
Deposit HK$3.18M · loan HK$28.66M · min. income ≈ HK$277,794/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,404
−HK$7,856/mo
▼ 0.25% · 3.875%
HK$149,304
−HK$3,956/mo
Today · 4.125%
HK$153,260
baseline
▲ 0.50% · 4.625%
HK$161,338
+HK$8,078/mo
Deposit HK$3.18M · loan HK$28.66M · min. income ≈ HK$306,520/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,359 · Scale 2, in force from 26 Feb 2026)