LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,613
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,871
−HK$2,295/mo
Today · 4.125%
HK$77,166
baseline
▲ 0.50% · 4.625%
HK$81,861
+HK$4,695/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$154,332/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,781
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,947
−HK$2,198/mo
Today · 4.125%
HK$85,145
baseline
▲ 0.50% · 4.625%
HK$89,633
+HK$4,488/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$170,290/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,135
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$89,846
−HK$2,753/mo
Today · 4.125%
HK$92,599
baseline
▲ 0.50% · 4.625%
HK$98,234
+HK$5,635/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$185,198/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,937
−HK$5,237/mo
▼ 0.25% · 3.875%
HK$99,537
−HK$2,637/mo
Today · 4.125%
HK$102,174
baseline
▲ 0.50% · 4.625%
HK$107,560
+HK$5,386/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$204,348/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,658
−HK$6,375/mo
▼ 0.25% · 3.875%
HK$104,820
−HK$3,213/mo
Today · 4.125%
HK$108,033
baseline
▲ 0.50% · 4.625%
HK$114,606
+HK$6,573/mo
Deposit HK$9.55M · loan HK$22.29M · min. income ≈ HK$216,066/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,093
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$116,126
−HK$3,077/mo
Today · 4.125%
HK$119,203
baseline
▲ 0.50% · 4.625%
HK$125,487
+HK$6,284/mo
Deposit HK$9.55M · loan HK$22.29M · min. income ≈ HK$238,406/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,703
−HK$8,196/mo
▼ 0.25% · 3.875%
HK$134,768
−HK$4,131/mo
Today · 4.125%
HK$138,899
baseline
▲ 0.50% · 4.625%
HK$147,351
+HK$8,452/mo
Deposit HK$3.18M · loan HK$28.66M · min. income ≈ HK$277,798/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,406
−HK$7,855/mo
▼ 0.25% · 3.875%
HK$149,305
−HK$3,956/mo
Today · 4.125%
HK$153,261
baseline
▲ 0.50% · 4.625%
HK$161,340
+HK$8,079/mo
Deposit HK$3.18M · loan HK$28.66M · min. income ≈ HK$306,522/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,373 · Scale 2, in force from 26 Feb 2026)