LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,616
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$74,875
−HK$2,295/mo
Today · 4.125%
HK$77,170
baseline
▲ 0.50% · 4.625%
HK$81,865
+HK$4,695/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$154,340/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,784
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$82,951
−HK$2,198/mo
Today · 4.125%
HK$85,149
baseline
▲ 0.50% · 4.625%
HK$89,637
+HK$4,488/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$170,298/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,139
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$89,850
−HK$2,753/mo
Today · 4.125%
HK$92,603
baseline
▲ 0.50% · 4.625%
HK$98,238
+HK$5,635/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$185,206/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,941
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$99,541
−HK$2,638/mo
Today · 4.125%
HK$102,179
baseline
▲ 0.50% · 4.625%
HK$107,565
+HK$5,386/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$204,358/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,662
−HK$6,375/mo
▼ 0.25% · 3.875%
HK$104,825
−HK$3,212/mo
Today · 4.125%
HK$108,037
baseline
▲ 0.50% · 4.625%
HK$114,611
+HK$6,574/mo
Deposit HK$9.55M · loan HK$22.29M · min. income ≈ HK$216,074/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,098
−HK$6,111/mo
▼ 0.25% · 3.875%
HK$116,131
−HK$3,078/mo
Today · 4.125%
HK$119,209
baseline
▲ 0.50% · 4.625%
HK$125,492
+HK$6,283/mo
Deposit HK$9.55M · loan HK$22.29M · min. income ≈ HK$238,418/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,709
−HK$8,196/mo
▼ 0.25% · 3.875%
HK$134,774
−HK$4,131/mo
Today · 4.125%
HK$138,905
baseline
▲ 0.50% · 4.625%
HK$147,357
+HK$8,452/mo
Deposit HK$3.18M · loan HK$28.66M · min. income ≈ HK$277,810/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,412
−HK$7,856/mo
▼ 0.25% · 3.875%
HK$149,312
−HK$3,956/mo
Today · 4.125%
HK$153,268
baseline
▲ 0.50% · 4.625%
HK$161,347
+HK$8,079/mo
Deposit HK$3.18M · loan HK$28.66M · min. income ≈ HK$306,536/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,434 · Scale 2, in force from 26 Feb 2026)