LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,624
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,883
−HK$2,296/mo
Today · 4.125%
HK$77,179
baseline
▲ 0.50% · 4.625%
HK$81,875
+HK$4,696/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$154,358/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,794
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$82,961
−HK$2,198/mo
Today · 4.125%
HK$85,159
baseline
▲ 0.50% · 4.625%
HK$89,648
+HK$4,489/mo
Deposit HK$15.92M · loan HK$15.92M · min. income ≈ HK$170,318/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,149
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$89,860
−HK$2,754/mo
Today · 4.125%
HK$92,614
baseline
▲ 0.50% · 4.625%
HK$98,250
+HK$5,636/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$185,228/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,953
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$99,553
−HK$2,638/mo
Today · 4.125%
HK$102,191
baseline
▲ 0.50% · 4.625%
HK$107,577
+HK$5,386/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$204,382/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,674
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$104,837
−HK$3,213/mo
Today · 4.125%
HK$108,050
baseline
▲ 0.50% · 4.625%
HK$114,625
+HK$6,575/mo
Deposit HK$9.55M · loan HK$22.29M · min. income ≈ HK$216,100/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,111
−HK$6,111/mo
▼ 0.25% · 3.875%
HK$116,145
−HK$3,077/mo
Today · 4.125%
HK$119,222
baseline
▲ 0.50% · 4.625%
HK$125,507
+HK$6,285/mo
Deposit HK$9.55M · loan HK$22.29M · min. income ≈ HK$238,444/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,724
−HK$8,197/mo
▼ 0.25% · 3.875%
HK$134,790
−HK$4,131/mo
Today · 4.125%
HK$138,921
baseline
▲ 0.50% · 4.625%
HK$147,374
+HK$8,453/mo
Deposit HK$3.18M · loan HK$28.66M · min. income ≈ HK$277,842/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,429
−HK$7,857/mo
▼ 0.25% · 3.875%
HK$149,329
−HK$3,957/mo
Today · 4.125%
HK$153,286
baseline
▲ 0.50% · 4.625%
HK$161,366
+HK$8,080/mo
Deposit HK$3.18M · loan HK$28.66M · min. income ≈ HK$306,572/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,592 · Scale 2, in force from 26 Feb 2026)