LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,628
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,888
−HK$2,295/mo
Today · 4.125%
HK$77,183
baseline
▲ 0.50% · 4.625%
HK$81,879
+HK$4,696/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$154,366/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,798
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,965
−HK$2,199/mo
Today · 4.125%
HK$85,164
baseline
▲ 0.50% · 4.625%
HK$89,653
+HK$4,489/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$170,328/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,154
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$89,865
−HK$2,754/mo
Today · 4.125%
HK$92,619
baseline
▲ 0.50% · 4.625%
HK$98,255
+HK$5,636/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$185,238/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,958
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$99,558
−HK$2,638/mo
Today · 4.125%
HK$102,196
baseline
▲ 0.50% · 4.625%
HK$107,583
+HK$5,387/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$204,392/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,680
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$104,843
−HK$3,213/mo
Today · 4.125%
HK$108,056
baseline
▲ 0.50% · 4.625%
HK$114,631
+HK$6,575/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$216,112/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,118
−HK$6,111/mo
▼ 0.25% · 3.875%
HK$116,152
−HK$3,077/mo
Today · 4.125%
HK$119,229
baseline
▲ 0.50% · 4.625%
HK$125,514
+HK$6,285/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$238,458/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,731
−HK$8,198/mo
▼ 0.25% · 3.875%
HK$134,798
−HK$4,131/mo
Today · 4.125%
HK$138,929
baseline
▲ 0.50% · 4.625%
HK$147,383
+HK$8,454/mo
Deposit HK$3.19M · loan HK$28.67M · min. income ≈ HK$277,858/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,437
−HK$7,858/mo
▼ 0.25% · 3.875%
HK$149,338
−HK$3,957/mo
Today · 4.125%
HK$153,295
baseline
▲ 0.50% · 4.625%
HK$161,375
+HK$8,080/mo
Deposit HK$3.19M · loan HK$28.67M · min. income ≈ HK$306,590/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,668 · Scale 2, in force from 26 Feb 2026)