LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,632
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$74,891
−HK$2,295/mo
Today · 4.125%
HK$77,186
baseline
▲ 0.50% · 4.625%
HK$81,883
+HK$4,697/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$154,372/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,802
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,969
−HK$2,199/mo
Today · 4.125%
HK$85,168
baseline
▲ 0.50% · 4.625%
HK$89,657
+HK$4,489/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$170,336/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,158
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$89,869
−HK$2,755/mo
Today · 4.125%
HK$92,624
baseline
▲ 0.50% · 4.625%
HK$98,260
+HK$5,636/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$185,248/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,962
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$99,563
−HK$2,638/mo
Today · 4.125%
HK$102,201
baseline
▲ 0.50% · 4.625%
HK$107,588
+HK$5,387/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$204,402/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,684
−HK$6,377/mo
▼ 0.25% · 3.875%
HK$104,847
−HK$3,214/mo
Today · 4.125%
HK$108,061
baseline
▲ 0.50% · 4.625%
HK$114,636
+HK$6,575/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$216,122/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,123
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$116,157
−HK$3,078/mo
Today · 4.125%
HK$119,235
baseline
▲ 0.50% · 4.625%
HK$125,520
+HK$6,285/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$238,470/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,737
−HK$8,198/mo
▼ 0.25% · 3.875%
HK$134,804
−HK$4,131/mo
Today · 4.125%
HK$138,935
baseline
▲ 0.50% · 4.625%
HK$147,389
+HK$8,454/mo
Deposit HK$3.19M · loan HK$28.67M · min. income ≈ HK$277,870/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,444
−HK$7,858/mo
▼ 0.25% · 3.875%
HK$149,344
−HK$3,958/mo
Today · 4.125%
HK$153,302
baseline
▲ 0.50% · 4.625%
HK$161,382
+HK$8,080/mo
Deposit HK$3.19M · loan HK$28.67M · min. income ≈ HK$306,604/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,729 · Scale 2, in force from 26 Feb 2026)