LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,633
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$74,892
−HK$2,295/mo
Today · 4.125%
HK$77,187
baseline
▲ 0.50% · 4.625%
HK$81,884
+HK$4,697/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$154,374/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,803
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,970
−HK$2,199/mo
Today · 4.125%
HK$85,169
baseline
▲ 0.50% · 4.625%
HK$89,658
+HK$4,489/mo
Deposit HK$15.93M · loan HK$15.93M · min. income ≈ HK$170,338/mo (50% DSR)
Upfront cash ≈ HK$17.28M (deposit + AVD stamp duty HK$1,353,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,159
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$89,870
−HK$2,755/mo
Today · 4.125%
HK$92,625
baseline
▲ 0.50% · 4.625%
HK$98,261
+HK$5,636/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$185,250/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,964
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$99,564
−HK$2,638/mo
Today · 4.125%
HK$102,202
baseline
▲ 0.50% · 4.625%
HK$107,589
+HK$5,387/mo
Deposit HK$12.74M · loan HK$19.11M · min. income ≈ HK$204,404/mo (50% DSR)
Upfront cash ≈ HK$14.09M (deposit + AVD stamp duty HK$1,353,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,686
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$104,849
−HK$3,213/mo
Today · 4.125%
HK$108,062
baseline
▲ 0.50% · 4.625%
HK$114,638
+HK$6,576/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$216,124/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,124
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$116,158
−HK$3,078/mo
Today · 4.125%
HK$119,236
baseline
▲ 0.50% · 4.625%
HK$125,521
+HK$6,285/mo
Deposit HK$9.56M · loan HK$22.30M · min. income ≈ HK$238,472/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,353,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,739
−HK$8,198/mo
▼ 0.25% · 3.875%
HK$134,805
−HK$4,132/mo
Today · 4.125%
HK$138,937
baseline
▲ 0.50% · 4.625%
HK$147,391
+HK$8,454/mo
Deposit HK$3.19M · loan HK$28.67M · min. income ≈ HK$277,874/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,445
−HK$7,858/mo
▼ 0.25% · 3.875%
HK$149,346
−HK$3,957/mo
Today · 4.125%
HK$153,303
baseline
▲ 0.50% · 4.625%
HK$161,384
+HK$8,081/mo
Deposit HK$3.19M · loan HK$28.67M · min. income ≈ HK$306,606/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$1,353,745 · Scale 2, in force from 26 Feb 2026)